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In the do-it-yourself age we live in, many Westchester homeowner DIYers are ready and willing to take on home-improvement projects themselves. But while you may be ready and willing, the real question is, are you really “able?” From The Top5 in Real Estate Network® and HGTV’s Carter Oosterhouse, comes the following advice. Heed these suggestions …

Does the Assessed Valuation of your Westchester home reflect Real Market Value? If the real market value of your home falls below the assessed value, consider petitioning your local taxing authority  to lower the assessed value. When there are discrepancies in your assessed value,  petition the board of appeals to review the assessment for adjustments. Pat Neville is pleased …

  There are simple ways for Westchester homeowners to save energy while lowering their utility bills. According to Greener Choices, a Web-based initiative to inform, engage and empower consumers about environmentally-friendly products and practices, the following practices can save homeowners a bundle. 1. Fix leaky ducts – Pay a qualified heating and cooling professional to seal …

Pat Neville is pleased to provide you with pertinent videos from the Top5 in Real Estate Network, relating to relocation to or from Westchester, or the selling and buying of Westchester Real Estate. Questions about selling or buying your Westchester home? Please contact Pat Neville for confidential discussion

Q: When is the best time to sell your Westchester home? A: The best time to sell is when you are ready, or when you must. That is, when you have outgrown the space in your current home, or you prefer to trade down to something smaller, or you want to move up to something …

Have more questions about mortgage modification or related home selling, home buying, or home ownership topics?   Contact Pat Neville, member – Top5 in Real Estate Network

Overcoming the challenge of a small kitchen Kitchen remodeling for a small kitchen can be a challenge for many Westchester homeowners. When considering kitchen remodeling for a small kitchen, the goal is generally to make it appear bigger and be more functional. There are simple redesign elements that homeowners can incorporate to achieve the desired …

Q: Does the federal government offer home improvement programs? A: Yes. Among the most popular: -Title 1 Home Improvement Loan. HUD insures the loan up to $25,000 for a single-family home and lenders make loans for basic livability improvements – such as additions and new roofs – to eligible borrowers. -Section 203(k) Program. HUD helps …

Do you have a clear picture of what impacts your credit profile and, more importantly,  what steps you can take to help improve it.? According to credit experts, 42% of U.S. consumers have credit scores between 550 and 699. As a result, these consumers typically don’t qualify for preferred interest rates and, depending on their …

Q: What is Universal Design and how does it relate to remodeling? A: Universal design is an approach to design that focuses on making all products and environments as usable as possible by as many people as possible regardless of age, physical ability, or situation. In recent years, the housing industry has recognized the importance …