Northern Westchester encompasses the communities north of I-287 to the Putnam County border.
Southern Westchester is arbitrarily defined as the communities immediately north of NYC, and south of I-287.
Which Westchester Community is right for you?
Prioritize what’s important to you . . . affordability? energy efficiency? amenities to the location? property size? community location to place of business? cultural, educational, and recreational opportunities, great eateries?
The options of communities in Westchester County that offer a great lifestyle are numerous and awesome. Typical commutes to GCT at NYC via Metro North are within 25 minutes to 1 hour. Let’s get started!
Talk to a Mortgage Professional to review your income, debts, and expenses.
Sellers want to see a Pre-Approval Letter from a recognized lender. Get one in place before you start your house hunt
A pre-approval from a lender is an in depth verification of your actual income, debt and credit history.
Can’t put down the usual 20 percent? You may still qualify for a loan.
There are a variety of low-interest mortgage programs available today to qualified purchasers that require a down payment as small as 3 percent of the purchase price.
Good schools impact property values
Westchester is known for its many excellent school districts. Talk to school counselors in the Westchester neighborhoods you are launching your home search to see if the programs and offerings meet the educational needs of your children.
Do your homework
Carefully consider the most recent market data stats of comparable sold homes, supply vs. demand, and the absorption rate of the housing inventory.
Validate all information supplied with the local municipality. Ask questions of the town – any new projects that could increase or decrease value or impact taxation assessments. How does the home and neighborhood stack up on your wish list? Think long term rather than short term.
Westchester is an excellent place to buy a home. If the timing, affordability, and the considerations that make this the right time to avail yourself of the excellent buying opportunities in the county . . . go for it!